Calculators for Personal Finance

Financial On-line Calculators

Auto loans See how different loan terms or down payments can impact your monthly payment. One can also examine a complete amortization schedule by clicking on the "View Report" button. [The Java Applet may not operate on the Opera browser.]
Fuel Consumption Calculator
Gives how much fuel your vehicle consumes and how much it is costing you over time. Other vehicle-related calculators available.
Lease vs. buy Calculates monthly payments and total net cost. By comparing these amounts, one may determine which is the better value.[The Java Applet may not operate on the Opera browser.]

Future worth Computes future value of an investment.
Mutual Fund Fee Impact Calculator Help one understand how fees and other expenses can affect mutual fund investments.
Canadian Retirement Income Calculator EThe calculator takes you step by step through an estimate of the ongoing income you may receive throughout your retirement from:
- Old Age Security (OAS);
- Canada Pension Plan (CPP) or Quebec Pension Plan (QPP);
- employer pension(s);
- Registered Retirement Savings Plans (RRSPs); and
- other sources of ongoing income.

Accelerated debt payoff Shows you how to accelerate your debt payoff. [The Java Applet may not operate on the Opera browser.]
Credit Card Costs Calculator Interactive tool is designed to help you identify which credit card will cost you the least in interest and fees over a year, based on how you use your card.
Home equity line of credit Find the maximum line of credit you may qualify for. [The Java Applet may not operate on the Opera browser.]
Loan calculator Calculates and displays monthly payments or total loan amount for a given monthly payment. [The Java Applet may not operate on the Opera browser.]
Loan comparison calculator Shows which loan package provides you with the best value. [The Java Applet may not operate on the Opera browser.]
Mortgage Loan Calculato
Use this calculator to determine your monthly payment and amortization schedule.
Personal debt consolidation Determines if debt consolidation is right for you. [The Java Applet may not operate on the Opera browser.]
Personal loan & credit line Determine your loan or line payment. [The Java Applet may not operate on the Opera browser.]

Mortgage loan calculator Use this calculator to generate an amortization schedule for your current mortgage. Shows results in graph.
Mortgage Calculator (Royal Bank) Shows current mortgage rate and calculates accelerated payments schedules to show savings achieved through more frequent payments. (Look under “Tools”.)
Mortgage comparison calculator Use this calculator to sort through the monthly payments, fees and other costs associated with getting a new mortgage. By comparing these important variables side by side, this calculator can help you pick the mortgage that works best for you. [The Java Applet may not operate on the Opera browser.]
Mortgage payoff Shows results in graphical form of more frequent payments. [The Java Applet may not operate on the Opera browser.]
Mortgage qualifier Steps one through the process of finding out how much you can borrow to purchase a home. [The Java Applet may not operate on the Opera browser.]
Rent vs. buy Helps one weed through the fees, taxes, and monthly payments to decide on best route.[The Java Applet may not operate on the Opera browser.]

Cost of borrowing calculator Enables one to compute the TRUE amount it actually costs to purchase an item using a store card or financial institution credit card, a line of credit or a rent-to-own contract. It will display the annual interest costs and a variety of other summary statistics.
Disability calculator Computes how much disability insurance you may need to cover expenses during a disability period. [The Java Applet may not operate on the Opera browser.]
Home budget Helps one to see where the money is going. [The Java Applet may not operate on the Opera browser.]
Life insurance calculator Determines from your current assets, expenses, income, how much life insurance you need. [The Java Applet may not operate on the Opera browser.]
Net worth calculator Determine your net worth and also estimates how it could grow (or shrink!) over the next ten years. [The Java Applet may not operate on the Opera browser.]
Retirement planner Create retirement plan. Shows retirement savings balance and withdrawals for each year until the end of your retirement. [The Java Applet may not operate on the Opera browser.]

Cool million What will it take to save one million dollars? This financial calculator helps you find out. [The Java Applet may not operate on the Opera browser.]
Education savings Use this calculator to help develop or fine tune education savings plan for your children. [The Java Applet may not operate on the Opera browser.]
Savings goals
Savings calculator Demonstrates how consistent savings strategy pays off. Use sliders for quick changes in amounts and time. [The Java Applet may not operate on the Opera browser.]